How to you know how much do you spend every week or month? The Stock Broker suggest to take a notebook and write your down all your spending daily basis. Make it as much detailed as possible in groups and items or it will be quite difficult to find out the most expensive things that eats out all your savings. Also don’t forget write down the amounts. When the month ends you can go through the list and you will get some ideas where goes most of you money.
To grow your investment budgets maybe you can replace some items with something less costly and sometimes reducing the amount can be possible too. All this decision will totally depend on you and your family. To replace items you may take into consideration for example replace meat with fish or eat more vegetables. If reducing the amount is not possible then your could think on to replace some shops with ones where prices will be lower using shopping deals and discount cards or coupons.
it is worth to compare your current shop prices with other shops. Just take a moment and do shopping without buying anything. It is possible that your favourite store is too expensive and you could go with something cheaper. Don’t forget to visit the open markets where products can be even more fresh and cheaper. Changing you shopping habits can help you to grow your investment budgets and still eat fresh and stay healthy.
Another shopping hint would be to buy your products from different shops instead of all in one. Supermarkets like to make money by lowering one price and raise all others. Once you get people in they will buy all products from the same shop. Be wiser and do your shopping from more than one place.
In addition, buying all products for a month when prices are down leaves you more money in your pocket. Sometimes a membership cards will be useful because stores are offering a special price with those cards. Stay informed about offers and possible options with stores to be right place in right time.
While you are going through your expenses it is worth to look at your bills too. There are many competitors who are offering the same service for cheaper price and most companies are knowing that once you are with them you will stay with them. They don’t bother to give you any discounts or lower the price. Those bills will take an huge part away from your budget, so take a look at web sites and magazines and find out if somebody offers lower price for the same service.
To go work you could do it on a bicycle or to walk. The public transport and maintenance of your car is quite expensive you could try something less expensive. And moving on a bicycle or walking in traffic please keep in mind the safety comes first – you can’t earn more money staying in hospital or sick bed. You need a good health and less stress to take the best decisions in investing and your bicycle or doing walking can give it to you.
If you don’t have a bicycle then we do suggest to buy it from a second-hand store. This way it wouldn’t become too expensive and you wouldn’t spend away all your savings. You can find a used bicycle from sites like www.ebay.com or www.amazon.com. Also you may find some shopping deals or discount coupons from your magazines and you can have a new bicycle with a good price. Before buying anything take a look around and don’t just buy first that you like sometimes other things and cheaper things can grow on you too.